Digital-only banks are booming in Europe. Now they are poised to change the way Australians save and spend

Digital-only neobanks, offering no-fee accounts, high-speed sign-ups and intuitive user interfaces, are hoping to disrupt the way Australians save and spend their money – by making products people actually like.

With names that sound like tech startups (or children’s toys), optimistic branding palettes of aqua, violet and millennial pink, and websites that promise banking experiences that are “easy as … and fun”, these financial upstarts have no interest in looking like their legacy peers, even when they’re owned by them.

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Read More A bank you might like: apps' unlikely pitch out to disrupt Australian habits

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