Not grabbed your euros or sorted out travel insurance? Yet to book airport parking? And what about which card to use? Check out our guide – but please do it in advance next year, you’ll save much more!

Probably the worst currency deal is at Forexchange in Cardiff airport. Let’s say you want to head off with at least £100 of euros to cover your first few days in Spain. When Guardian Money checked the walk-up rate yesterday it would give us just €88.30 – a far cry from the “market” rate which is around €1.11 to £1. In other words, you’d be losing as much as 20%.

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