Ride-hail services like Uber and Lyft have saturated the market, and an exodus of drivers from cabs has made medallion values drop – leaving many owing money

The premise is familiar: MD Islam left Bangladesh and came to the United States in search of a better life. He arrived in New York, became a taxi driver, and set about following the well-trodden path of the industrious American immigrant.

Related: ‘There is life after Uber’: what happens when cities ban the service?

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